Renters insurance provides you with protection for many of your personal belongings if they are stolen or destroyed by a fire or other covered cause of loss. You may also decide to select the Personal Property Reimbursement option for an additional premium. With this option, we will settle covered losses to many of your personal property items based on the cost you incur to repair or replace them, subject to application coverage limits and other policy terms and conditions.

Another important reason for having renters insurance -- Liability Protection

With Renters Insurance, you have protection, up to the limits of your policy, against certain liability claims brought by others for bodily injury or damage to their property due to a covered accident (subject to policy terms and conditions).

And what if a tragedy forced you from your apartment? What would you do in the meantime for a place to stay?

We will pay the reasonable increase in living expenses necessary to maintain your normal standard of living, for up to the amount of time specified in the policy, if a covered loss makes your residence premises uninhabitable (subject to policy terms and conditions).